State Laws for Recording Debt Collector Phone Calls From NCO Financial
It is legal to record calls from NCO Financial and other debt collectors in these states with only 1 party(this would be you) consent : Alabama, Alaska, Arizona, Arkansas, Colorado, District of Columbia, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.
You can record phone calls from NCO Financial in these states, BUT ONLY if NCO agrees to let you record the calls, as you need 2 party consent. You must notify NCO Financial or any other debt collector that you are recording the conversation right from the start, if they refuse you can NOT record the call: California , Connecticut, Delaware, Florida, Illinois, Maryland, Massachusetts, Michigan Montana, New Hampshire, Pennsylvania and Washington.
As you may not know what state NCO Financial is calling you from and this could be different than the state where you reside, you may contact a Fair Debt Collection attorney or submit your information at this site for a free case evaluation and legal help to assist in your efforts to stop NCO Financial and to further explain your rights under state and federal debt collection laws.